Owning a home for the first time or the thirtieth is an exciting time for most people. The opportunity to invest in your future life in a city comes with many things to consider beyond the home itself. Investing in homeowners insurance helps you protect your new or old investment in the event disaster strikes. Here are some things to know about having homeowners insurance.
If you plan to finance your home, the mortgage company requires you obtain a homeowners insurance policy. The homeowners insurance Lodi CA offers protection for the lender in case something happens to the home. The home loses value if disaster strikes. The insurance protects the investment the lender has made in the home until the mortgage is paid of.
Some homeowners insurance policies may restrict your coverage for specific breeds of dogs. Those breeds such as pit bulls and Rottweilers who …